Client Settlements

As a Client, you receive settlements for every completed payment, minus the Relay's fee.

Settlement Flow

1. Customer completes payment via the provider
2. Provider confirms the payment intent succeeded
3. Payment moves to PROCESSING status
4. Settlement worker calculates your share:
   • Your share = Amount - (Amount × Fee%)
   • Example: $100 payment, 7% fee → You receive $93.00
5. Funds transferred from Relay wallet to your wallet on Solana
6. Payment moves to COMPLETED status

Referral Fees

If your account has referral configuration:

• Referral fees are deducted from your share (not the Relay's)
• Multiple referrers are supported with individual percentages
• Referral amounts are sent directly to referrer wallets during settlement

Example with 2% referral fee:

• Gross: $100, Relay fee: 7%
• Your share before referral: $93.00
• Referral deduction: $2.00
• Your actual share: $91.00

Viewing Settlements

On your Deposit page:

• Balance — Current on-chain balance
• Pending — Reserved for in-progress payments
• Wallet Transactions — All incoming (settlements) and outgoing (withdrawals) transfers

Each wallet transaction shows:

• Direction (in/out)
• Amount
• Solana transaction signature
• Timestamp